Ravi moved in as MD & CEO of Shriram Housing in Nov 2018. He has an experience of over two decades in the banking and financial services sector across organizations like HSBC, Citibank & ANZ Grindlays. He has successfully led independent businesses with complete P&L accountability for over a decade, and has served in senior management positions for diverse functions ranging from business process, reengineering to heading businesses.

He joined the Shriram Group in the year 2010 as an Executive Director in Shriram City and has since then been involved in building and growing the SME lending business before moving into the current role.

Ravi holds a Management degree from IIM – Bangalore.

Y.S. Chakravarti is a Non-Executive, Non-Independent Director on the Board of SHFL. He holds a Bachelor’s degree in Commerce and is an astute retail finance professional with proven business skills and leadership ability. He has worked in various assignments in the field of financial services for over the last 25+ years. While being the MD & CEO of Shriram City Union Finance Ltd., he also serves the Boards of Shriram Chits Pvt. Ltd. and Shriram Chits (Maharashtra) Ltd.

Venkataraman Murali is a Non-Executive, Independent Director on the Board. He holds degree of Bachelor’s of Commerce, from Vivekananda College, Chennai. He is a fellow member of the Institute of Chartered Accountants of India and an associate member of the Institute of Cost and Works Accountants of India and has to his credit more than three decades of experience in the relevant fields. He has been elected as Central Council Member of the Institute of Chartered Accountants of India for four terms in succession for the periods from 2004-2016 and secured a sixth consecutive record win in ICAI elections from the Southern Region. He has been on the Board since July 2013.

Priyadarshini is a Non- Executive, Independent Director on the Board of SHFL. She holds a Post Graduate Diploma in Business Management (Marketing & Finance) and has a B.A. Honours (Economics) degree from Delhi University. In a career spanning over two decades she has a diverse work experience with local and global players such as HSBC, ABN AMRO, ICICI Bank, Reliance Industries, GE India, IFCI and ONICRA.

She has a wide experience in a variety of leadership roles in Business Development, Corporate & Retail sales, Corporate Banking and Key Account Management Business Strategy. She has been on the Board since October 2018.

G.S. is a dynamic professional with over 28 years of experience in Fund Mobilisation, Treasury Management, Planning & Strategy, Budgeting, Accounts, Compliance, MIS and Operations. He has worked in various areas in conceptualising & executing financial procedures with Working Capital Management, Profit Monitoring and building Internal Financial Controls. His last role was with Magma Group as Group Treasury Head where he was responsible for Treasury Function for entire group with additional role of CFO for Magma Housing Finance Limited. He is a rank holder Chartered Accountant and enjoys excellent relationship with various Banks and Financial Institutions along with debt capital market.

Leena is a seasoned professional with over two decades of rich experience in the financial services industry leading Operations, Customer Service, Customer Retention, Contact centre management, Complaints Management, Regulatory Compliance, Vendor management and Process re-engineering, with a track record of sustained excellence. She was last working with Poonawalla Housing Finance Ltd. (earlier Magma Fincorp Ltd.) as Head of Operations and Customer Service. In the past, she was associated with DHFL, Citibank NA, CitiFinancial Consumer Finance and MetLife India Insurance. Leena is a graduate in Commerce and has completed her MBA from Institute of Technology and Management, Mumbai.

Sandeep is a Digital Transformation leader with over 20 Years of cross functional experience across BFSI and Smart Card Industry. He has worked in formulating and implementing digital strategy, product and service roadmaps for Fullerton India Credit Company and IIFL Finance Limited. He has extensive experience in digital Payments, Credit cards, Digital Banking across companies like Standard Chartered Bank and ICICI Bank. He has joined SHFL in July 2021 as Chief Digital Officer and has been spearheading the digitization and innovation at SHFL. Sandeep is an Engineer who did his MBA from FORE School of Management, New Delhi.

Sanjiv has 32 years of experience in Retail Lending covering Sales, Business Development, Products and Policies, Risk Management, Collections, Analytics and Operations functions. His last assignment was with Fullerton India Credit Co. Ltd as General Manager & Head - Operations, Customer Service & PMO, based in Mumbai. In the past he was associated with DHFL, Haryana Distillery, Hitkari Fibres and Ansal Housing. Sanjiv is a Post Graduate in Economics from Jabalpur University and holds a Post Graduate Diploma in Business Management.

Nagendra comes with close to 24 years work experience, 16 of which have been with Citigroup & HSBC in consumer banking. In his career, he has held varied Sales leadership positions across consumer finance, unsecured lending (Cards & Personal Loans), Debt Management, Acquisition, Mortgages, Insurance, Liability & Customer Service. Nagendra joined Shriram City Union Finance Limited in Oct 2017, where he served as the Business Head of Unsecured Loans and Corporate Loans, before moving into this new role at SHFL in Nov 2018. He holds an MBA degree from Symbiosis University Pune.

Shivram is a seasoned professional with a rich and diversified experience of over 25 years in managing credit and risk function across various product lines. His last assignment was with Reliance Commercial Finance Limited as Head-Policy and Risk for SME products. Prior to that, he was associated with Muthoot Housing Finance, Bajaj Finance and ABN AMRO Bank where he managed Credit and Risk function for various products viz Housing, Mortgages and Construction equipment. Shivram is a Commerce graduate and has done his MMS in Finance from K. J. Somaiya Institute of Management Studies & Research, Mumbai. He has been associated with SHFL since May 2019.

Easwaran is a senior Human Resource professional with around 26 years of global HR experience spanning across countries and over industry verticals such as Banking & Financial Services, IT, ITES, Retail, Logistics & Services sectors. Easwaran has earlier worked in senior roles with reputed organizations such as Barclays Bank (in India & Mauritius), Development Credit Bank, Bank Muscat International (Bahrain), Azizi Bank (Afghanistan), VFS Global Services, Capita plc, etc. He holds a master’s degree from Symbiosis University Pune and has been associated with SHFL since March 2019.

Amit comes with an experience of 18 years in various capacities across BFSI industry and has an extensive experience of driving analytics driven strategies in consumer finance. He has worked across both B2B & B2C domains and has spent considerable time in Sales, Business Development and Strategy functions across companies like Citigroup & GE Capital. He joined the group in Jan 2018 as Sales Head for Personal Loans for Shriram City Union Finance. He was previously associated with Tata Teleservices as P&L Head for Mumbai region. He currently manages the Marketing, Customer Service & Insurance Distribution functions for SHFL. He also presently manages a few strategic projects for the parent company – Shriram City Union Finance Limited. Amit holds a Management degree from the Indian Institute of Management, Lucknow.

Umesh is a seasoned professional in Real Estate financing. He has over 20 years of experience in various business roles like Origination, Relationship Management, Credit Due Diligence, Portfolio Management and Risk Management. His professional expertise spans across product lines-Real Estate finance, Structured Finance, SME, Mid Corporate Banking and Retail Mortgages. His last assignment was with InCred Financial Services Ltd., where he served as the Director and Business Head (Real Estate Finance). His past experiences have been across ICICI Bank, Standard Chartered Bank and TATA Capital. Umesh holds an MMS & MBA from Mumbai University and has been associated with Shriram Housing since June 2019.

Satinder brings with him more than 22 years of experience in Sales & Collections. He has previously been associated with reputed organizations like Reliance ADAG, India Infoline Housing Finance Ltd. & Citigroup. In his last assignment with Reliance Commercial Finance as Head Collections - Retail, he played a significant role in building a strong collection vertical managing both consumer & corporate loan book. Satinder is a Postgraduate by qualification and has been associated with Shriram Housing since April 2019.

Christopher comes with a unique experience of working with a Regulatory Body and with leading Public Sector Bank. In a career spanning more than 24 years, he has worked for more than 13 years with National Housing Bank and has indepth domain knowledge in Regulation and Supervision of Housing Finance Companies, Project Finance, Housing Micro Finance and in retail banking. He joined Shriram Housing Finance Ltd. in April 2015 and has since then been heading the Audit and Compliance Department. Christopher is goldmedalist in MSW (Personnel Management) from Loyola College, Chennai and also holds a MBA degree in Finance and is a Certified Associate of Indian Institute of Bankers (CAIIB).